Zego highlighted that the typical cost of van insurance rose by 6.9 percent in 12 months. (Image: Getty)
Owners of a certain type of vehicle have been warned that they may not experience the most Brits are facing, with prices rising further.
While Confused.com noted that the average in January 2025 had fallen by 16% to £834, van insurance provider warned that owners are seeing the necessary charge increase.
According to the insurer, who used data from the , van rose by 6.9% in the 12 months leading to November 2024.
As a result, van owners who paid £750 for their in 2023 saw the cost of cover increase to around £802 the following year.
The typical prices that commercial vehicle owners are forced to pay represent the highest van insurance in the UK.
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Middle-aged drivers who use a van for personal or social use saw the largest rise. (Image: Getty)
Zego noted that the worst-affected van owners are middle-aged, with owners who are 25 to 49 years old typically paying 8.4% more for their insurance compared to 12 months ago.
However, motorists over 50 also paid significantly more, with the typical premium rising by 4.7%. In contrast, drivers under the age of 25 only saw a 1.1% rise, although younger motorists typically have to pay more for insurance.
In addition to age, the company also highlighted that how drivers use their vans can seriously affect the cost of cover. In particular, drivers who own a van for personal or social use saw the largest price rise at 3.2%.
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The company reassured drivers that prices may soon fall as more insurers add telematic policies. (Image: Getty)
Whilst van insurance prices are currently leaving many owners out of pocket, Zego shared some hope for the future, with more insurers introducing telematics-based policies.
They explained: “While prices remain high, the latest data suggests that steeper hikes may be slowing. As more insurers introduce technology-driven policies, drivers who prove they’re low-risk could start to see more competitive pricing in the near future.
“For now, van drivers shouldn’t accept the first renewal quote they receive. Shopping around, improving security, and considering usage-based insurance could make all the difference.”
In the meantime, Zego recommended that van drivers looking for the best insurance prices remember to do their homework by using price comparison services.
It is generally a good idea to start looking for quotes around a month before the current policy is due to end, with prices generally at their lowest 23 to 26 days prior to the expiration date.
This is because insurance companies believe that drivers who are well-organised are more likely to take fewer risks behind the wheel.