State pensioners across the UK will get a £470 income boost this year (Image: Getty)
State pensioners across the UK will get a £470 income boost from the () this year.
confirmed in the last year that pension would be uprated by 4.1% in 2025, with committing to the to protect pensioners in their retirement.
The 4.1% uprating will apply to both the basic and new in the 2025/26 tax year, with the new rates taking effect from April.
It means that more than 12 million pensioners will be £470 better off per year when the uplift kicks in – £275 more than if the was uprated by inflation at a lower rate of 1.7%, according to the government.
But pensioners should note that the amount of you get is dependent on your National Insurance record and if you get less than the full amount you might need more qualifying National Insurance years to boost your pension pot.
To get the full basic you usually need 30 qualifying years of National Insurance if you’re a man born between 1945 and 1951, or 44 qualifying years if you were born between 1945 and 1951. By comparison, women born between 1950 and 1953 usually need 30 qualifying years, while those born before 1950 need 39.
As for the new , if your National Insurance record started after April 2016 you’ll need 35 qualifying years to get the full rate.
The has confirmed the exact amounts the basic and new will increase from April, giving retirees who get the full amount up to £9.05 extra per week. The new rates from April are:
New State Pension
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Full rate – rising from £221.20 to £230.25 per week
Basic State Pension
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Category A or B basic pension – rising from £169.50 to £176.45 per week
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Category B (lower) basic pension – spouse or civil partner’s insurance – rising from £101.55 to £105.70 per week
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Category C or D – non-contributory – rising from £101.55 to £105.70 per week
Further details on Additional , Increments and Invalidity Allowance are set out on the .
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The Pension Credit Standard Minimum Guarantee will also go up by 4.1% from April, rising from around £11,400 per year to £11,850 for a single pensioner. The new rates are:
Standard minimum guarantee
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Single – rising from £218.15 to £227.10 per week
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Couple – rising from £332.95 to £346.60 per week
Additional amount for severe disability
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Single – rising from £81.50 to £82.90 per week
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Couple (one qualifies) – rising from £81.50 to £82.90 per week
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Couple (both qualify) – rising from £163.00 to 165.80 per week
Further details on rates from April 2025 is set out on the .