Older driving tests could lead to ‘insurance discounts’

Older driving tests could help elderly motorists secure “discounts” from companies, according to leading experts.

Going through a may help road users “save money” with insurance reductions a potential major benefit. 

The expert tip comes from the who encourage elderly motorists to stay safe beyond the wheel.

They stressed that getting a little help and advice on how to improve their driving skills can only be a good thing with insurance firms likely to take notice. 

bring down premiums in a major boost for the rest of 2025. 

The Older Drivers Forum said: “You may also be able [to] receive insurance discounts from some insurance companies, and at the very least, it will help you to keep your no-claims bonus intact.

“If you have a medical condition or disability which may affect your driving, you should take an assessment at a Driving Mobility Centre, rather than just a simple driving assessment or refresher training.”

Older drivers above the age of 70 tend to pay among the lowest car insurance bills compared to other demographics.

According to experts at , comprehensive policies are around £271.19 on average, almost £100 cheaper than agreements for 50 and 60-year-olds.

However, prices can start to rise from the age of 80 with yearly costs back up to an average of £350.99.

Cuvva explained: “Insurance companies usually charge more because drivers over 70 are (statistically) more likely to be involved in a crash and suffer serious injuries.”

However, older driver car insurance rules in 2025 depending on the results of a

Campaigners have called for an end to “higher car insurance premiums for over 70s based on age”. 

Those behind a new poll which has so far received over 1,500 signatures say it is “discriminatory” for some road users to pay more just because of how old they are.

They also were not being “offered competitive alternative quotes”.

The petition will run until the end of May with 10,000 needed for an official Government response.