Drivers have been given a tip that can cut insurance prices by over 20 percent, no matter their car (Image: Getty)
A motoring expert has shared a lesser-known hack that can help to by nearly a quarter.
Whilst the has steadily fallen over recent months, many motorists are still willing to they need to pay to stay on the roads.
Greg Wilson, CEO of the price comparison website , noted that one way drivers can get car insurance for less is by choosing the right time of day.
He explained: “One of the biggest mistakes drivers make when is leaving it until the last minute, which means they’re missing out on a chance to save up to 45%.
“Surprisingly, even the time of day . Our analysis has shown that when you request quotes in the middle of the night, you may be quoted up to 22% more compared to daytime hours.”
:
Car insurance companies often charge more to drivers getting their quotes at night (Image: Getty)
According to a study by Quotezone.co.uk, drivers who looked for car insurance quotes from midnight to 6am received prices that were up to 22% more than those looking during the day.
The company highlighted this could be because drivers who pay for their insurance in the middle of the night are more likely to have accidents on the road or get behind the wheel when it is still dark.
However, drivers who wait a few hours until the day could save a serious amount of money on their insurance cost.
Don’t miss… [REPORT]
Drivers should aim to buy car insurance 21 days before the current policy expires (Image: Getty)
Similarly, drivers were also advised by Quotezone.co.uk to make sure that they do not wait until the last minute before trying to buy their car insurance.
Insurance companies can consider those who only renew their insurance a matter of days, or even hours, before the current policy expires as being less considerate on the roads, and therefore charge up to 45 more for cover.
Motorists are generally advised to begin looking for insurance prices a month before their current policy expires with a view of buying it 21 days in advance.
Finally, Greg also suggested that drivers carefully consider where they keep their vehicle overnight, with those who are able to leave it on a driveway or inside a garage able to save a significant amount of money.
He advised: “Parking location is also a crucial factor when determining insurance premiums. Generally, the closer you park to your home, the better.
“Cars that are parked on the road and away from home are more likely to be damaged or become targets for thieves.”