Drivers born in these years face car insurance ‘ban’

older drivers

Older drivers could be targeted under the changes (Image: Getty)

Older drivers could be targeted as part of a new “ban” if calls for new updates go ahead. 

Under the changes being considered in a , car insurance firms would be for elderly motorists. 

This would mean drivers born before 1954 and over the age of 70 will not be than other age ranges.

Under current rules, “signposted” to other providers if cover cannot be provided.

However, questions have been raised over whether this is happening, with even older road users more at risk.

elderly driver

Elderly drivers may be paying more than they should for cover (Image: Getty)

The petition is gaining momentum, with over 1,000 having pledged their signature to the proposed changes already.

The poll explains: “Parliament must review the exclusion of financial services from the age discrimination provisions of the Equality Act. 

“We think over 70’s should not routinely, based upon their age, be charged more for car insurance than any other sector of society.

“85% of people aged 80 PLUS are NOT signposted to alternative insurers, when refused a quote. We believe many 80 plus adults are not offered competitive alternative quotes when using online search tools.”

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The Parliament petition must reach 10,000 signatures to get an official response from the Government. 

Meanwhile, the update will be considered for debate if more than 100,000 put their name to the idea before the deadline set for May 20, 2025. 

According to experts at , fully comprehensive car insurance policies for drivers in their 70s will cost around £271.19 on average. 

However, above the age of 80, the same policy will likely go up to around £35,0.99 as road users are seen as more of a risk behind the wheel. 

According to , motorists aged in their 50s and 60s could be charged £339 per year in a sizeable drop in outlay.

Specialists at commented: “Car insurance premiums can begin to rise as you become older as insurance providers typically view elderly drivers as higher-risk individuals. Like the way in which drivers between the age of 17-25 are often charged more for insurance, so are elderly drivers.

“However, the level of risk attached to different ages will vary for different insurance providers so make sure you shop around for the best deal.”

However, campaigners stress they are desperate to end the “discriminatory” disparity seen by older road users.

The petition added: “We think it is discriminatory for this age group to be requested to pay more than other drivers. 

“We believe this increases the stress, isolation and financial hardship of the elderly.”

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