Make sure you micimise your retierment income (Image: Getty)
The Department for Work and Pensions (DWP) has warned millions of people that they should act now – or risk losing the opportunity to boost their .
In new advice published today, the said people have less than six months to fill any gaps in their records from 2006 onwards to maximise their . The Government is encouraging people to act now – and check their National Insurance record.
A spokesperson said: “More than 10,000 payments worth £12.5 million have been made through the new digital service to boost people’s since it launched in April 2024, HM Revenue and Customs () has revealed. People have until 5 April 2025 to maximise their by making voluntary National Insurance contributions to fill any gaps in their NI record between 6 April 2006 and 5 April 2018.
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A higger income will help you to enjoy your retirement more (Image: Getty)
” and Department for Work and Pensions () are encouraging people to act now and use the tool on GOV.UK to see if they can increase their retirement income. The service enables people to check if they have gaps in their National Insurance (NI) record, calculate if making a payment would increase their , and then make a payment if they wish to do so.”
Since its launch in April, more 3.7 million people have used the online checking tool on GOV.UK to view their forecast. The says that once the April 5 2025 deadline has passed, people will only be able to make voluntary contributions for the previous six tax years, in line with normal time limits.
Emma Reynolds, Minister for Pensions, said: “We want of today and tomorrow to enjoy the dignity and support they deserve in retirement. That’s why I urge everyone to check if they could benefit by filling gaps before the deadline passes. Using our online tool means only a few clicks could make a huge difference to your future.”
Emma Reynolds said she wants want pensioners to ‘enjoy the dignity and support they deserve’ (Image: Getty)
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To , log on using your account or via the free and secure app. Those without an online account can register on GOV.UK.
A spokesperson said: ” app users can see their pension details at their fingertips including their current potential retirement date as well as annual, monthly and weekly forecasts as well as checking their NI record. Everyone should be aware of the risk of falling victim to scams and should never share their login details with anyone. is available on GOV.UK.”
People are advised to check if they can get before they look into paying voluntary contributions. Men born after 6 April 1951 or women born after 6 April 1953 are eligible to make voluntary National Insurance contributions to boost their State Pensions.
Most people of working age will be able to use the online service, without needing to phone or . This includes UK taxpayers living abroad who want to pay voluntary contributions for years they were resident in the UK.
However, additional payments cannot be made by those who are already receiving their , self-employed customers or customers currently living outside the UK with gaps incurred while working abroad.